Klarna: How it Works

There are two ways to pay with Klarna once you reach the checkout.

Pay later with Klarna or Pay over time with Klarna.

Step 1

Select your preferred Klarna purchase option

Step 2

Enter a few personal details as requested and you’ll know instantly if you’re approved.

Step 3

Klarna will send you an email confirmation and reminders when it's time to pay and you can manage your orders and payments in the Klarna app.

Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Late fees may apply. Ts&Cs apply.

Pay later with Klarna (Pay in 30 days)

Make your purchase today so you can try before you buy. Only pay for what you keep. Pay up to 30 days later. No interest. No fees. No impact to your credit score. You must be 18+ and a UK resident to be eligible for this credit offer. Pay Later Terms and Conditions

Pay over time with Klarna (Pay in 3 interest-free instalments)

Split your purchase into three equal payments so you can spread the cost of your purchase over time. Enter the credit or debit card details of your choice and make automatic payments every 30 days. Your first instalment will be collected when your order is confirmed by the merchant and instalments 2 and 3 are scheduled 30 and 60 days later, respectively. No interest or fees. No impact to your credit score.

You must be 18+ and a UK resident to be eligible for this credit offer. Pay in 3 Terms and Conditions.

Safe and Secure

Klarna has strong anti-fraud controls in place to protect our customers and prevent fraudsters from making unauthorized purchases.

Please Spend Responsibly

Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time. Wynsors is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply.

Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA.

About Klarna

Founded in Stockholm, Sweden, Klarna is one of Europe's fastest-growing companies and a leading alternative payment provider. Klarna’s vision is to make shopping smooth, adding value for consumers and retailers with unique payment options and superior customer experience.

Find out more about Klarna

https://www.klarna.com/uk/about-us/

Visit the Klarna FAQ page to find out more about using Klarna.

https://www.klarna.com/uk/customer-service/

Returns
Items paid for via Klarna can unfortunately only be returned via post and won’t be processed in-store.